Join your fellow colleagues in setting and achieving savings goals

February 2020

America Saves Week aims to inspire Americans to set savings goals, make a plan, and save automatically. At BAE Systems, we care about your financial wellness. Our tools and resources are designed to help you save for your current and future needs. No matter your financial goals, we can help you meet them.

I’m saving for…

My future. Whether you’re saving up to attend next year’s Super Bowl or for retirement, automated deposits can help you meet your goals. Automated deposits direct money from your paycheck and put it where you want it—a short- or long-term savings account, investment account, or even your Health Savings Account. Whether it's weekly, bi-weekly, or monthly, create a schedule and stick to it. Once you make saving automatic, you won’t even have to think about it.

Want to learn more about saving for your future plans? BenefitsNavigator offers tutorials, videos, tools, and calculators to help you budget, plan for retirement, and establish savings goals. Visit BenefitsNavigator, and select Financial Education Center under the Resources section, or select Savings and Retirement, and click on the Financial Education drop-down button to view these valuable financial wellness resources.

I’m saving for…

The unexpected. It pays to plan for the unknown. If an accident or illness keeps you from working for an extended period of time and you’re unable to work after 26 weeks of continuous disability, a long-term disability (LTD) plan can help cover a portion of your salary. You can choose to enroll in LTD coverage during Annual Enrollment. 

And if an unexpected health situation happens, you have access to these additional resources:

Advance Medical. All employees and their dependents (even those not enrolled in one of our Cigna health plans) can take advantage of Advance Medical, a free and confidential service that provides access to experts around the country to help you understand a diagnosis, evaluate treatment options, and provide a second opinion. 

MDLIVE and Amwell. Cigna plan members can save time and money with a free 24-hour nurse line and telemedicine through MDLIVE and Amwell. Be sure you’re ready to review your benefits resources during Annual Enrollment so that you can make good financial decisions about your physical wellness options.

I’m saving for…

A vacation. You work hard, so why not treat yourself to a vacation? Our employee discount site, Beneplace, offers you and your family discounts on vacations and day trips. Plan your next trip today. 

I’m saving for…

Emergencies. A goal for an emergency fund is having three to six months of your standard living expenses saved. If you're struggling to save, start small. Even just $10 a week will eventually add up, and you can increase that amount over time. Plus, it gets you in the habit of saving. For advice and tips on building your emergency fund, visit BenefitsNavigator, and select Financial Education Center under the Resources section, or select Savings and Retirement, and click on the Financial Education drop-down button to view these valuable financial wellness resources.

What you need to know about the Wuhan Coronavirus

February 2020

Learn more about the Coronavirus and how to protect yourself.

So, how’s that New Year’s resolution working out for you? 

January 2020

Let’s face it: Breaking a habit is hard. What’s even harder? Starting—and maintaining—a new, healthy habit. Whether you’re looking to sleep more soundly, save more money, or finally complete that Couch to 5K program, our resources are here to help you succeed.

In 2020, I will:

Get more sleep, wake up feeling better rested, and actually stop hitting the snooze button. 

Have you tried Sleepio? Sleepio uses cognitive and behavioral techniques that can help you understand your sleep needs and get a better night’s rest—for free. Take a two-minute test and take back your sleepless nights. Learn more about how Sleepio can help.* 

Run a 5k, 10k, half marathon, or even a full marathon. 

Gear up for your next training cycle with exclusive discounts on gear, gadgets, gym memberships, and more, through Beneplace. Start saving at Beneplace today.

Take more time for myself during the week.

Honoring your commitment to “me” time can be tricky when others depend on you for care. Visit the Bright Horizons website and learn how you can take advantage of discounted back-up care services and its comprehensive database of caregivers, house cleaners, dog walkers, and more.   

Save more money.

Our Financial Education Center is here to help you learn, plan, and save. Available on BenefitsNavigator, the Financial Education Center houses tutorials, videos, tools, and calculators to help you expand your financial knowledge and savings savvy.

*Sleepio is available to BAE Systems employees and their spouses who are enrolled in a national Cigna medical plan.

Important information about your 401(k) Savings Plan account

December 2019

Effective January 1, 2020, the 401(k) Savings Plan trustee will transition from State Street Bank and Trust Company to Northern Trust Corporation. As part of this transition, any request to withdraw or diversify assets in your account will be temporarily restricted starting with market close on December 30 through December 31, 2019. Any pre-scheduled auto rebalances for December 31, 2019, will be processed on January 2, 2020. 

Review your account and consider how this may impact your financial plan during this brief transition period. If you have any questions about the temporary account restriction, contact the BAE Systems Benefit Center at 1-888-900-4223.

Look for your medical ID card in your mailbox

December 2019

New Cigna medical plan members: Your medical ID cards are on their way to your address of record.

If you’ve lost your medical ID card or need medical ID cards for a dependent, you can request a new/replacement ID card by visiting Allow up to two weeks for your new card to arrive in the mail. 

Need a temporary ID card? You can print a “proof of coverage” card from your home or office printer. This card has all the information you need to receive medical care. 

Visit or call 1-800-530-1314 to speak with a representative.

Three reasons not to skip your flu shot

October 2019

Getting a flu shot is an important step toward keeping yourself healthy. The flu shot:

  1. Lowers your risk of getting the flu. 
  2. Reduces the severity of symptoms if you get sick.
  3. Makes you less contagious to others.

When should I get vaccinated?

It’s best to get vaccinated as early as possible, and before flu season peaks. The U.S. Centers for Disease Control and Prevention (CDC) recommends that you receive one by the end of October. But it’s never too late to get one if the flu is still around. And remember, you need to get a flu shot every year.

How much does it cost?

The vaccine is fully covered by your Cigna medical plan—at no cost to you. If you don’t have a Cigna medical plan, check with your insurance carrier if you have questions about coverage.

Where can I get a flu shot?

Flu shots are offered in many doctors’ offices, clinics, and pharmacies. Your workplace may also offer them. If you don’t have a regular doctor or nurse, you can get a flu shot from a nearby health department, pharmacy, or urgent care clinic.

Can I get the flu from the shot?

No, the flu vaccine can’t cause the flu. According to the CDC, it contains an inactivated virus—meaning the virus is no longer infectious—or a particle designed to look like a flu virus to your immune system. The nasal spray flu vaccine does contain a live virus. However, the virus is changed so that it can’t give you the flu.

How soon does the flu shot protect me after I get it?

It takes up to two weeks to build immunity, and you can still catch the flu during that time.

What you should know about e-cigarettes and vaping

September 2019

Concerned about the outbreak of lung disease associated with e-cigarette use? The Employee Assistance Program and information from the Centers from Disease Control and Prevention (CDC) can help.

Seven deaths and more than 380 cases of lung illness have been linked to e-cigarettes, leading the CDC to issue the following statement:

“CDC, the U.S. Food and Drug Administration (FDA), state and local health departments, and other clinical and public health partners are investigating a multistate outbreak of lung disease associated with e-cigarette product (devices, liquids, refill pods, and/or cartridges) use.”

Concern about vaping and the significant dangers it poses for youth continue to rise. In addition, there is growing concern about vaping prevalence and the significant dangers for youth. 

What resources are available to me?

If you’re concerned about a loved one who is using e-cigarettes, contact your Cigna Employee Assistance Program (EAP). The Cigna EAP is free, confidential, and you don’t have to be a Cigna medical plan member to use its services. With the Cigna EAP, you have several resources at your fingertips, including:

  • Telephonic consultation services 
  • Referrals to counselors in your area 
  • Additional information about e-cigarettes and vaping
  • A smoking-cessation program*

*Available to Cigna medical plan members only

See how BAE Systems supports our employees and their families impacted by natural disasters

As a BAE Systems employee, you and your loved ones have access to Cigna’s disaster relief resources. These resources are available to everyone, regardless of medical plan coverage, and are designed to help you and your loved ones prepare for the unexpected, as well as cope during and after a disaster or tragedy.

Have you heard? Your employee discount site just got even better

August 2019

Beneplace has a new look and feel. Here are six features to get excited about:

  1. Enhanced e-commerce features, like smart categorization and simple ways to search for the products you’re interested in.
  2. Tools that allow you to find your recently viewed items, track recent searches, return to favorite items, and create wish lists.
  3. Discounts from well-known and trusted brands, along with new offers added on a regular basis.
  4. Influence over future offers. Don’t see a deal that meets your needs? The site’s convenient nomination process allows you to influence what discounts appear on the site.
  5. The ability to personalize your shopping experience based on preferences.
  6. A responsive shopping experience that adapts to your preferences over time based on your interactions with offers, brands, and advertisements. 

Experience them all for yourself at

Keep your knees healthy this summer

July 2019

Summer is a great time to participate in outdoor activities, but if you’ve noticed that your knees don’t quite feel like they used to, you may need to re-evaluate your knee health.

As we age, the cartilage in our knees can wear down and cause pain, stiffness, and swelling. Knee injuries can also damage your joints and make them harder to move. So it’s important to take steps now to combat knee pain and prevent injuries. In some cases, it’s even possible to prevent knee problems or avoid the need for knee replacement surgery later in life.1

Build a strong base

If you're starting a new exercise program or ramping up an existing one, take it slow to protect your knees. A good rule of thumb is to increase your mileage or the amount of time you spend doing any single activity by no more than 10% each week.

Plus, giving your workout routine some variety by incorporating low-impact exercises like walking, cycling and strength training—is a great way to build strength without compromising your joint health. See a physical therapist or trainer for help creating a strength-training regimen that’s right for you. In the meantime, keep your knees healthy with these exercises.2

Lighten the load

Extra weight puts more pressure on your knees than you may realize. It’s estimated that for every extra pound you carry, there’s an added four pounds of pressure on your knees. For example, losing 10 pounds could relieve 40 pounds of pressure on your knees.1

If you’re interested in losing weight for health purposes, it’s important to choose a weight-loss program that is safe, easy to follow, and nutritionally sound. Talk to your doctor or, if you’re enrolled in a Cigna medical plan, meet with a health coach if you need help getting started with a weight-loss plan.

Keep it moving

Movement is critical if you want to help keep your knees healthy. It may sound counterintuitive, but consistent activity can help cut the swelling and pain in your joints.

So take that afternoon walk, walk by your coworker’s desk instead of sending them an email, or swim some laps in the pool with your kids. Whatever you choose to do, be consistent.

Get treated

If your knee pain refuses to subside, it might be time to consult a specialist. Know before you go! Check your medical plan to see what services are covered.

If you receive a troubling diagnosis or need help making treatment decisions, Advance Medical’s Expert Medical Opinion can help by offering a second opinion on your diagnosis and treatment plan. All employees can use this free and confidential service, even if you’re not enrolled in a BAE Systems medical plan.

So what’s the key to healthy knees? Getting regular daily activity, keeping the joint moving through a full range of motion, and doing different activities. 


1. Harvard Health Publishing. “Age-proof your knees.” Web (last reviewed/updated May 2017)

This is general health information and not medical advice or services. You should consult your doctor for medical advice or services, including seeking advice prior to undertaking a new diet or exercise program.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company, Life Insurance Company of North America, Cigna Life Insurance Company of New York (New York, NY), Cigna Behavioral Health, Inc., Cigna Health Management, Inc., and HMO or service company subsidiaries of Cigna Health Corporation. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. All pictures are used for illustrative purposes only.

919933 07/19 © 2019 Cigna. Some content provided under license.

Five tips to help you have a safe and healthy summer

June 2019

Summertime is a great time to get outdoors and enjoy the sunshine. But sunburn, eye damage, and dehydration can quickly spoil the fun if you’re not careful. Follow these five tips to stay healthy while you enjoy summer activities.

  1. When going on a road trip, your safety—and sun safety—is most important. UVA rays can penetrate glass. Slather on that sunscreen before you head out on that road trip.1 Unsure which sunscreen to use? Check out this list of FSA-eligible sunscreen and daily moisturizers with SPF 15 or higher.
  2. All sunglasses are not created equal when it comes to UV protection. Keep your eyes safe by choosing sunglasses that block 100% of UVA and UVB rays.2 Interested in purchasing new shades for the summer? If you’re a VSP member, you may be eligible to receive exclusive discounts on sunglasses. Learn more.
  3. Don’t get burned by your medication. Certain antibiotics, antidepressants, acne medications, cholesterol drugs, pain relievers, and other medicines don’t mix well with a dose of UV light. You can check for warnings about sun sensitivity on the bottle. Better yet, ask your doctor if your medications can make you more sensitive to the sun.3
  4. Drink water before you become thirsty. Thirst is the most obvious sign of dehydration. Other signs include fatigue, dizziness, and confusion.4
  5. Exercising for over 20 minutes? Plan ahead and hydrate aggressively. When exercising in hot and humid weather, you can get dehydrated in as little as 30 minutes.4

1 WebMD. “Sun Myths and Facts Quiz.” (last reviewed/updated August 1, 2017)
2 American Academy of Ophthalmology. “How to Choose the Best Sunglasses.” (last reviewed/updated May 1, 2015)
3 WebMD. “Sun-Sensitizing Drugs.” (last reviewed/updated March 14, 2019)
4 WebMD. “Water Quiz: How Much Do You Know About Hydration?” (last reviewed/updated July 17, 2018)

This is intended to be general health information and not medical advice or services. You should consult your doctor for medical advice or services, including seeking advice before undertaking a new diet or exercise program.

Navigate your care with Cigna One Guide concierge

May 2019

Cigna One Guide® offers personalized support to help you better understand and navigate your care. Now you’ll have an advocate to help you when you have questions about your care, the cost of your care, how to improve your health, and more.

With just one call or click, you can connect with Cigna One Guide to ensure you’re getting the maximum benefits from your BAE Systems medical plan.

Learn more about how this service can help you and your family members.