The HSA Primary and the HSA Plus plans require you to meet the plan’s annual deductible before the plan will begin to cover its share of the cost of prescription drugs when you use the nationwide CVS Caremark pharmacy network or the CVS Caremark mail-order service.

Preventive medication

The Generics Only Preventive Therapy Drug List includes medications that help prevent chronic health conditions, such as high blood pressure, when taken regularly. If you take a medication that is on the Generics Only Preventive Therapy Drug List, you will only pay the 20% coinsurance amount, even if you have not yet met your annual deductible. To review the list, visit caremark.com/baesystems.

Note: For maintenance or ongoing medications, you must transition your prescription to a 90-day supply after three refills, or you will be responsible for 100% of the cost. Fill your 90-day supply at a CVS Caremark pharmacy or through the CVS Caremark mail-order service.

Remember, if you haven’t met your deductible, you will be responsible for paying the full cost of a non-preventive medication. Once you’ve met your deductible, you will pay 20% of the drug cost, up to a maximum copay amount.

With the I&S Copay plan, the plan deductible does not apply, and you pay a copay amount per prescription.

Note: For maintenance or ongoing medications, you must transition your prescription to a 90-day supply after three refills, or you will be responsible for 100% of the cost. Fill your 90-day supply at a CVS Caremark pharmacy or through the CVS Caremark mail-order service.

PrudentRx Program for specialty drug savings

The I&S Copay plan allows you to fill certain specialty medications at no cost by enrolling in the PrudentRx program. This program is designed to lower your out-of-pocket costs by assisting you with enrollment in drug manufacturers’ discount copay cards/assistance programs.

The program only applies to specialty medications for chronic, progressive conditions that are included on Prudent Rx Specialty drug list.

If you opt out of PrudentRx (or your specialty medication is not on the PrudenRx list), you will be responsible for the 30% coinsurance for specialty medications, up to the maximum copay per prescription.