Benefits 101

What you need to know

Better understanding your medical plan, from knowing which plan you are enrolled in, to the many plan terms that govern how much you pay for medical care and prescriptions, can help avoid surprises when you need health care. Improved knowledge can help you make more informed decisions when using your benefits and choosing your plan for future years.

Why it matters

Our medical plans have different deductibles, coinsurance, copays, and out-of-pocket maximums. Understanding what these terms mean and how they work can help you better manage your health care costs. For a look at these terms, their definitions, and how they apply to our medical plans, we developed a Benefits 101 resource that can help. A copy was mailed to you, and an electronic version is also available.

Ready to learn more?

Get to know your medical plan costs with this important Benefits 101 guide.

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