While we each have unique circumstances, financial wellbeing starts with checking in and thinking about what's most important to you. Here are some ideas for taking small steps to achieve different financial goals.

• Saving automatically. Set up recurring transfers to your savings account to automate your savings.
• Saving for the unexpected. Set a goal to build an emergency fund to help prepare for life’s surprises.
• Saving for major milestones. Create a plan to make big goals achievable whether you are saving for retirement, a down payment for a home, college tuition, or other major milestone.
• Paying down debt is saving. By reducing your debt, you can save money on interest and fees and help build your credit score.
• Saving at any age. No matter your age, it’s never too early or too late to start saving to strengthen your financial future.

BAE Systems employees have access to resources to help with savings and financial goals at MyRetirement, hosted by Empower (the SSO link is always available at the top of any page on this site).

By visiting MyRetirement, you can view your 401(k) Savings Plan, change your contribution amount, review your investment elections, take advantage of personalized retirement planning tools, and more. One tool, the savings planner, helps you set a plan to save for retirement, calculate an emergency fund for unexpected expenses, manage your debt, and track your progress with the debt pay down tool. Take steps today to save for your future.