What you need to know

You can choose between two dental options administered by Delta Dental to keep your smile healthy.

You can choose between two different dental plans: Delta Dental PPO High and Delta Dental PPO Low. Both plans:

  • Offer a large, nationwide network of providers that offer discounts for services.
  • Cover diagnostic and preventive care (e.g., cleanings and X-rays) at 100% with no deductible or out-of-pocket cost to you. Plus, preventive cleanings don't count toward the annual maximum benefit. So, if you have extensive dental work and reach your annual maximum, you can still have your cleanings covered by insurance.
  • Provide coverage for basic care, like fillings and gum treatment, and major and restorative care, like crowns and dentures.

What you pay for care

In-Network PPO High PPO Low
Deductible $50 per person $100 per person
Annual maximum benefit
(excludes orthodontia)
$2,000 per person $1,000 per person
Preventive and diagnostic care $0 $0
Basic care 20% after deductible 50% after deductible
Major and restorative care 20% after deductible 50% after deductible
Dental implants 20% after deductible Not covered
Orthodontia 50% after deductible; $2,000 lifetime maximum per person Not covered


Find a dentist

Delta Dental has two networks—PPO and Premier. PPO network dentists typically provide greater discounts than those who participate only in the Premier network.

You can choose to use an out-of-network dentist, but you’ll typically pay more. Benefits for out-of-network care are based on usual, reasonable, and customary charges.

Go to Delta Dental to search for dentists that participate in the plans.

Find a dentist