What you need to know
You can choose between two dental options administered by Delta Dental to keep your smile healthy.
You can choose between two different dental plans: Delta Dental PPO High and Delta Dental PPO Low. Both plans:
- Offer a large, nationwide network of providers that offer discounts for services.
- Cover diagnostic and preventive care (e.g., cleanings and X-rays) at 100% with no deductible or out-of-pocket cost to you. Plus, preventive cleanings don't count toward the annual maximum benefit. So, if you have extensive dental work and reach your annual maximum, you can still have your cleanings covered by insurance.
- Provide coverage for basic care, like fillings and gum treatment, and major and restorative care, like crowns and dentures.
What you pay for care
| In-Network | PPO High | PPO Low |
|---|---|---|
| Deductible | $50 per person | $100 per person |
| Annual maximum benefit (excludes orthodontia) | $2,000 per person | $1,000 per person |
| Preventive and diagnostic care | $0 | $0 |
| Basic care | 20% after deductible | 50% after deductible |
| Major and restorative care | 20% after deductible | 50% after deductible |
| Dental implants | 20% after deductible | Not covered |
| Orthodontia | 50% after deductible; $2,000 lifetime maximum per person | Not covered |
Find a dentist
Delta Dental has two broad national networks—PPO and Premier. PPO network dentists typically provide greater discounts than those who participate only in the Premier network.
You can choose to use an out-of-network dentist, but you’ll typically pay more. Benefits for out-of-network care are based on usual, reasonable, and customary charges.
Go to Delta Dental to search for dentists that participate in the plans.