What you need to know
BAE Systems provides financial protection to you and your dependents in the event of your death or serious injury. You’re automatically enrolled in basic life and basic accidental death and dismemberment (AD&D) insurance at no cost to you.
Take care of your loved ones. Make sure you enter your beneficiary information, as required, when you enroll in your benefits on BenefitsNavigator. As your life changes, make sure your beneficiary information is kept up to date. You are encouraged to review your beneficiary information during Annual Enrollment each year. Keep in mind that some restrictions apply if you designate a minor as a beneficiary.
Life insurance
Basic life insurance
BAE Systems provides basic employee life insurance coverage at no cost to you.
The value of the premiums for coverage above $50,000 is subject to tax as imputed income.
Optional life insurance
You can purchase additional coverage for yourself, your spouse, and your child(ren).
The amount of life insurance you choose for your dependents cannot be greater than the total amount of life insurance you carry on yourself.
Evidence of insurability may be required.
Life insurance resources
The amount of life insurance you need can change over time as your life and family situation changes. Visit The Hartford microsite for a life insurance needs calculator, as well as other life insurance resources, that can help you determine what’s right for you and your family.
The Hartford microsite also includes information about The Hartford’s Life Essentials value-added services including EstateGuidance, which can help you create a simple, legally binding will quickly and conveniently online. Life Essentials also offers Travel Assistance and ID Theft services including pre-trip information, emergency medical assistance or personal assistance services while traveling.
How much is enough?
The amount of life insurance you need can change over time. Visit The Hartford microsite for a life insurance needs calculator and more.
Accidental death and dismemberment (AD&D) insurance
Basic AD&D
This plan pays a benefit if you die or are injured in an accident. BAE Systems provides basic AD&D insurance coverage at no cost to you.
Optional AD&D
You can purchase additional coverage for yourself, your spouse, and your child(ren).
Business travel accident insurance
This plan pays a benefit if you die or are seriously injured while traveling on company business. You’re automatically enrolled in this plan at no cost to you.
Life and accident insurance
8 a.m.–8 p.m. Eastern Time, Monday through Friday
+1 718 354 1341 (outside the U.S.)